Nearly 100,000 working West Virginians would lose health insurance through
their employers under health-care plan proposed by John McCain's campaign, a
new report says.
Since the McCain plan would eliminate tax breaks for
businesses that provide health insurance to their employees, many businesses
- especially small businesses - would chose to drop health coverage as a
fringe benefit, the report from the Economic Policy Institute says.
Gary Zuckett, executive director of the West Virginia Citizen Action
Group, released state statistics in conjunction with the report published by
the Washington-based institute. (See
www.wvcag.org for the full report.)
Larry Matheney, secretary-treasurer of the West Virginia AFL-CIO, said
McCain's health plan "would eventually strip 99,125 West Virginia workers,
currently enrolled in employer based group plans, of their coverage and add
them to the rolls of the currently 250,000 uninsured West Virginians."
Larry Swann, chairman of the McCain campaign in West Virginia, did not
return telephone messages left at his office and his home.
The EPI Report, written by Josh Bivens and Elise Gould, estimates
allowing employers to deduct costs to provide employee health-insurance
saves them about $200 million in taxes each year.
"While the system is far from perfect, it does pool and spread risk, and
it is how 165 million U.S. residents under the age of 65 receive health
insurance.
"Kicking away the foundations of this system should only be done if there
is a well-crafted alternative," the EPI report states.
McCain's plan includes a $5,000 tax credit to help people pay for health
insurance, a sum they can deduct directly from their federal taxes.
But health insurance for a typical family of four, the EPI estimates, could
easily cost $12,000 a year.
Appearing on "This Week" hosted by George Stephanopoulos on Sept. 28, McCain
acknowledged his plan could lead to tax increases for people whose employers
provide health insurance for them today.
The EPI report estimates 165 million U.S. residents under 65 receive health
insurance coverage through their employers today.
Since McCain's health-care reform plan would end this tax break for
employers, the EPI predicts as many as 27 million Americans nationwide could
lose their health insurance in the near future.
Zuckett criticized McCain's "on your own" approach to health insurance for
making it easier for insurance companies to deny coverage or raise rates based
on an individual's health history.
"We need an approach that actually delivers a solution of guaranteed quality,
affordable health care for all," he said.